By Robin Blackburn
The onset of globalization and the getting older of populations have inspired efforts to denationalise the investment of retirement, placing in danger public pensions in lots of international locations and giving pension and assurance cash nice monetary strength. deepest cash take pleasure in very important public subsidy, within the form of significant tax breaks, but more often than not fail to provide their policyholders a say, or sign up for wider social pursuits. Banking on Death strains the background of pension provision around the complex capitalist international. It concludes that tax concessions might be restricted to these cash which adhere to socially dedicated and sustainable funding courses, ideally on a not-for-profit foundation. Blackburn bargains a lucid survey of the debates at the way forward for social protection within the usa and the struggles over pension provision in Britain , France and Germany. right now radical and sensible his research indicates how grey capitalism may be remodeled in pursuit of innovative targets.
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Additional resources for Banking on Death: Or, Investing in Life: The History and Future of Pensions
Those deemed to be 'past work' received a weekly stipend paid at the rate of a labourer's wage. But many in their sixties or seventies continued to toil. Occasionally, 38 B A N K I N G O N D E AT H relatives would b e given an allowance if they took in an elderly person who could not look after him or herself. 7 Moreover, to be in receipt of poor reliefwas demeaning. The true pension, on the other hand, has usually been a source of honour or pride to its recipient. Louis XIV is the grandfather of the modern occupational pension, not because he used pensions to tame potentially troublesome aristocrats or to encourage Huguenots to convert but because his naval ministers established a pension system for naval officers, master mariners and administrators in 1 67:3.
Eventually, after growing popular mobilisations and an acute crisis, the Reform Act of 1 832 widened the suffrage a little and made Parliament more representative of the propertied classes. The new Parliament decided to reform, not abolish, the Poor Law. The new Poor Law (1 834) retained the principle that the aged poor were deserving of 'outdoor relief' while other sections of the poor were now required to live in the workhouse as a condition of help. These workhouses had never offered comfort or dig nity but were now to be organised on deliberately punitive lines.
16 Eric Shragge, Pensions Policy in Britain: a Socialist Analysis, London 1 984. 17 Jonas Pontusson, The Limits of Social Democracy: Investment Politics in Sweden, Ithaca 1992, pp. 1 86-219, 228-34; Jonas Pontusson, 'Sweden - Mter the Golden Age', in Perry Anderson and Patrick Camillar, eds. Mapping the West European Left, London 1997, pp. 23-54 (for the Meidner plan, see pp. 25-34); and Rudolf Meidner, Employee Investment Funds: An Approach to Collective Capital Formation, London 1 978. 18 For a critique, see Thomas Frank, One Market Under God: Extreme Capitalism, Market Populism and the End of Economic Democracy, London 2001 , pp.